Nicole Francis
Senior Loan Advisor
NMLS # 345159 NV Lic #64085
RPM Mortgage NMLS #1938
Self Employed?
We've Got You Covered.
With loan programs specifically designed for self-employed borrowers, we take your income stream into consideration. We also limit the amount of documentation that's typically required- making it easier to expand from business ownership, into home ownership.
Get Your Quote Today!
Nicole Francis
Senior Loan Advisor
Top 1% Of Mortgage Originators In The Nation
NMLS # 345159 NV Lic #64085
RPM Mortgage NMLS #1938
15+ Years
Of Experience
VA Streamline Refinance
The VA Streamline is a great way to save money. If your current interest rate is higher than today’s rate, you may be eligible to immediately refinance into that lower rate!
No Paystubs or W2s
No Bank Statements
No Home Appraisal
Easy To Approve and Fast To Close
Cash Out Refinance
With the Cash-Out refinance, you have the opportunity to turn the equity in your home into cash. Refinance your current loan into a lower rate while taking cash from the home's equity.
Pay Down or Eliminate Debt
Pay College Costs
Make Home Improvements
Vacation? Why Not!
Get Started Today
We have access to some of the most competitive mortgage rates and products available, an industry leading operations staff and cutting edge technology platform. As a result, we are able to focus on providing extraordinary customer service, ensuring every transaction closes on time and without issue.
Why Work With Us…
Personal
It’s just me and you! I’m putting an end to the 100s of calls and emails you receive from random companies. It’s my job is to make this process as fast and easy as possible, no BS! Have a
question, no problem. Call my cell phone at any hour.
Competitive Pricing
Unlike other companies, we fight to make sure you have the lowest pricing. We have over 20 different investors competing to give our clients the lowest rate! Our goal is to save you
money not increase your monthly payment.
Efficient
We’re revolutionizing the loan process. With our easy qualification form and Home On Time app you can apply for a loan, get pre-approved and upload all needed documents in minutes!
Transparent
What you see is what you get! We list all the costs upfront the first time, no hidden fees, no surprises in the end.
What Others Have To Say About Our Work…
"I recently did a re-fi with Nicole and I am tremendously happy with the result. Her attention to detail and tenacity made saving over $119 a month and paying more toward the principal a simple thing for me. The rate I got was excellent, in fact better that I thought possible at the time. I could not be happier with my loan and the friendly service Nicole provided to me during this time period. I recommend her to all that desire a new mortgage."
- Randolph G. ★★★★★
"I had called several firms and Nicole was the only one willing to take the time to explain the process so that I felt comfortable. She reviewed my financials and provided sound, easy to understand advice to ensure speedy approval. Her company had great tools and excellent communication throughout the entire process. They worked around my busy schedule completing the entire transaction over email / phone. I would highly recommend Nicole Francis and her team for any lending needs!"
- Victoria G. ★★★★★
Nicole Francis
Senior Loan Advisor
Nicole Francis is extremely dedicated and passionate about helping clients on their journey to purchase or refinance. A deep level of trust and comfort is established with her clients who know from the first conversation their mortgage needs will be taken care. She takes true pleasure in the process of educating not only first time buyers, but highly sophisticated clientele.
It is no surprise that her hard work and over 15+ years’ experience has resulted in her recently being ranked by Mortgage Professional Magazine as being one of the top 1% of mortgage originators in the nation. Nicole carries deep knowledge and a wealth of experience about the nuances of lending in multiple markets that truly set her apart from other lenders.
Taking the “If it can be done, we can do it” approach, she sees there is no loan that is too difficult to consider as she loves to use her creative thinking ability to problem solve. She and her team stay a step ahead of the curve using all of the latest products, tools, and technology which provide a very fluid and customer experience.
Reasons To Refinance
Weigh multiple options. Finding a loan with a better interest rate is easier than you might think, and you can feel at ease knowing you’re in the driver’s seat.
Leverage your credit score. Have you polished your credit over the past few years? A lower score often means a better interest rate with your new loan.
Save money in the long run. Even a decrease in 0.5%-1% can make a significant difference when it comes to how much you end up paying on your mortgage once all is said and done.
Take advantage of low rates while they still exist. Interest rates aren’t likely to stay where they are forever, which is why now is the perfect time to refinance.
Refinance Your Mortgage Loan Today
Lower your interest rate and save money on your monthly payments.
RPM Mortgage is a proud member of LendUS®, one of the largest independently owned and operated mortgage lenders in America. LendUS® was created as a collaboration of two well-established, like-minded companies. Together, we have formed one company, with one name, that is solely-focused on providing our clients with smart advice and an easy process with super speed.
LendUS, LLC dba RPM Mortgage NMLS #1938 - Licensed by the Department of Business Oversight under the CA Residential Mortgage Lending Act. Equal Housing Opportunity ECOA
3500 N Sepulveda Manhattan Beach, CA 90266
* This is not a commitment to lend. Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. Credit is not guaranteed and will be contingent upon the loan amount and loan program. By refinancing your existing loan, the total finance charge may by higher over the life of the loan. Borrowers are subject to credit approval. If loan does not close for any reason, costs will not be refunded. This solicitation does not represent an approval for financing or interest rate guarantee. Other restrictions may apply. Contact LendUS, LLC for current rates or more information.
This is not a commitment to make a loan. All approvals are subject to underwriting guidelines. Minimum and maximum loan amount apply. Rates and programs subject to change at any time due to market fluctuations and final loan approval. Verification of income, employment and home value may apply. Some restrictions may apply.Any mortgage information contained herein is available through public record which may not reflect the most up to date information. See reverse side for additional important terms and conditions & minimum loan amount for this pre-approved offer.© 2019 All rights reserved
This site is not a part of the Facebook™ website or Facebook™ Inc. Additionally, this site is NOT endorsed by Facebook™ in any way. FACEBOOK™ is a trademark of FACEBOOK™, Inc. DISCLAIMER: The sales figures stated on this landing page are our personal sales figures and in some cases the sales figures of previous or existing clients. Please understand these results are not typical. We're not implying you'll duplicate them (or do anything for that matter). The average person who buys "how to" information gets little to no results. We're using these references for example purposes only. Your results will vary and depend on many factors including but not limited to your background, experience, and work ethic. All business entails risk as well as massive and consistent effort and action. If you're not willing to accept that, please DO NOT PURCHASE THIS PACKAGE.
